Welcome to the MHF Website

We know a lot about the world of finance. It’s our business and we’re passionate about it. We also understand that some people can find it a little overwhelming.

With that in mind, we’ve tried to make our site as informative and user-friendly as possible. Feel free to look around and see what we do. We welcome any questions you may have which

are easily submitted in any area of the site that sparks your interest. Ian Ogilvie – Director, MHF

"Cashflow:Why every business needs it."

For whatever reason, when your cashflow is restricted, it makes running a business more challenging than it needs to be. Even when business is booming, your potential cashflow can be tied up in outstanding invoices. Your work is done, your delivery deadlines met, but you are waiting up to 90 days for payment. To ride that time out your business needs to be stronger than your competitor’s. If times are not so good, you are pressuring clients, jeopardizing future contracts, holding out on valuable

suppliers, foregoing projected outlays for upgrades or stock supplies. Suddenly, your larger, better-positioned competitor has the edge. Worse still, none of it is your fault. Now, step back and take a breath. And let’s consider the reality of cashflow. Toss out the mystery - and dump the stress factor. You don’t need it and neither does your business. Cashflow Finance is an option you may not have yet considered. Sometimes it’s called Debtor Finance, or Invoice Finance or Factoring. I like to call it Cashflow Finance because that’s exactly what it means. Finance that ensures your business cashflow when the cash is NOT flowing, when it’s tied up in paperwork, in that netherworld between your outgoing invoice and the banked cheque. Cashflow Finance is working capital that helps a business bridge that waiting period by freeing up that money otherwise being waited on. It is a valuable tool for any business and an option worth discussing with your financial advisor.

Fast Tip:

Considering putting up your personal assets to keep your business viable? You may not need to. Ask your

advisor about the option of Cashflow Finance and keep your business interests separate from the family home.

Contacting MHF:

Ian Ogilvie (Director) M: 0407 818 887 Email: iogilvie@mhf.com.au Peter Somerville (Director) M: 0412 980 901 Email: psomerville@mhf.com.au	Adrienne Brice (Client Coordinator) M: 0421 209 616 Email: adrienne@mhf.com.au Malcolm Mace (Finance Consultant) M: 0401 647 526 Email: mmace@mhf.com.au
Office: Unit 2-3 / 26 Argyle Street, Breakfast Creek QLD 4010    Phone +61 7 3256 0666    Fax +61 7 3256 1071